{"id":175,"date":"2025-07-27T23:14:50","date_gmt":"2025-07-27T23:14:50","guid":{"rendered":"https:\/\/justpenny.org\/?page_id=175"},"modified":"2025-08-09T17:23:36","modified_gmt":"2025-08-09T17:23:36","slug":"justpenny-cic-terms-and-conditions-of-use","status":"publish","type":"page","link":"https:\/\/justpenny.org\/index.php\/justpenny-cic-terms-and-conditions-of-use\/","title":{"rendered":"JustPenny CIC \u2013 Terms and Conditions of Use"},"content":{"rendered":"\n<p><strong>Effective Date:<\/strong> 28\/07\/2025<br><strong>Company No.:<\/strong> 16627025<br><strong>Registered Office:<\/strong> 173 Withington Road-Whalley Range-Manchester-M168EF <br><strong>Website:<\/strong> www.justpenny.org <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. Introduction<\/strong><\/h2>\n\n\n\n<p>Welcome to <em>JustPenny CIC<\/em>. These Terms and Conditions (&#8220;Terms&#8221;) govern your use of our services, website, and engagement with any of our programmes, initiatives, or communications. By accessing or using any part of our services, you agree to be bound by these Terms.<\/p>\n\n\n\n<p>If you do not agree to these Terms, please do not use our services or access our website.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. About JustPenny CIC<\/strong><\/h2>\n\n\n\n<p><em>JustPenny CIC<\/em> is a UK-registered Community Interest Company committed to empowering marginalised individuals and communities through inclusive, trauma-informed, and holistic support. Our work focuses on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Social inclusion and intergenerational engagement<\/li>\n\n\n\n<li>Mental health and trauma recovery<\/li>\n\n\n\n<li>Food poverty alleviation<\/li>\n\n\n\n<li>Domestic abuse support<\/li>\n\n\n\n<li>Youth rehabilitation and mentoring<\/li>\n\n\n\n<li>Community-based sports and wellbeing programmes<\/li>\n<\/ul>\n\n\n\n<p>We operate in compliance with UK charity and safeguarding laws and hold the best interests of service users at the core of our mission.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. Eligibility and Access<\/strong><\/h2>\n\n\n\n<p>By using our services or attending our programmes, you confirm that:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You are at least 16 years old or have the consent of a parent or legal guardian if under 16.<\/li>\n\n\n\n<li>You are legally capable of entering binding agreements.<\/li>\n\n\n\n<li>Any information you provide is true, accurate, and up-to-date.<\/li>\n<\/ul>\n\n\n\n<p>Access to certain programmes may be limited based on criteria such as age, risk assessment, safeguarding considerations, or local authority referral pathways.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. Safeguarding and Duty of Care<\/strong><\/h2>\n\n\n\n<p>We prioritise the safety and wellbeing of all users, especially children, vulnerable adults, and individuals experiencing trauma.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All staff and volunteers are subject to enhanced DBS checks.<\/li>\n\n\n\n<li>We adhere strictly to the <strong>Children Act 1989 &amp; 2004<\/strong>, <strong>Working Together to Safeguard Children (2023)<\/strong>, and <strong>Care Act 2014<\/strong>.<\/li>\n\n\n\n<li>We maintain a safeguarding policy that governs how concerns are reported and managed.<\/li>\n<\/ul>\n\n\n\n<p>If you believe someone is at risk of harm, please contact us immediately or report to emergency services.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. Confidentiality and Data Protection<\/strong><\/h2>\n\n\n\n<p>We are committed to protecting your personal data under the <strong>UK GDPR<\/strong> and <strong>Data Protection Act 2018<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Information you provide may be recorded for service provision, monitoring, or safeguarding purposes.<\/li>\n\n\n\n<li>Personal data will only be shared with third parties (e.g. social services, NHS, law enforcement) when legally required or with your explicit consent.<\/li>\n\n\n\n<li>Our full Privacy Policy explains how we collect, use, and protect your data.<\/li>\n<\/ul>\n\n\n\n<p>You have the right to access, rectify, or request deletion of your personal data at any time by contacting [Insert Contact Email].<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>6. Programme Participation<\/strong><\/h2>\n\n\n\n<p>Participation in any programme or activity provided by <em>JustPenny CIC<\/em> is voluntary and subject to the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You must behave respectfully and safely toward others.<\/li>\n\n\n\n<li>Discriminatory, abusive, or violent behaviour will result in immediate removal and, where applicable, a referral to authorities.<\/li>\n\n\n\n<li>Some activities may have health, fitness, or risk disclaimers, which must be agreed to before participation.<\/li>\n\n\n\n<li>You agree to follow any safety instructions or staff guidance during activities.<\/li>\n<\/ul>\n\n\n\n<p>We reserve the right to refuse or withdraw participation for safeguarding, behavioural, or capacity reasons.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>7. Community Food and Resource Distribution<\/strong><\/h2>\n\n\n\n<p>We operate food banks, affordable food hubs, and delivery services for those in hardship.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>These resources are intended for eligible individuals and families based on need.<\/li>\n\n\n\n<li>Reselling or misuse of these resources is strictly prohibited.<\/li>\n\n\n\n<li>You may be asked to provide evidence of eligibility (e.g. referral, benefit statement, low-income declaration).<\/li>\n<\/ul>\n\n\n\n<p>We reserve the right to amend distribution policies based on stock, funding, or operational constraints.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>8. Donations and Financial Transparency<\/strong><\/h2>\n\n\n\n<p><em>JustPenny CIC<\/em> operates as a non-profit and reinvests all income into community benefit.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Donations are voluntary, non-refundable, and used solely for charitable purposes.<\/li>\n\n\n\n<li>We are committed to transparency and may publish financial reports as required by the CIC Regulator.<\/li>\n\n\n\n<li>All donations are handled securely in accordance with financial regulations and anti-fraud procedures.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">9-<strong>Refund Policy<\/strong><\/h2>\n\n\n\n<p>At <strong>JustPenny.org CIC<\/strong>, we are deeply grateful for every contribution that supports our mission to deliver discreet and dignified food support to those in need.<\/p>\n\n\n\n<p>As a non-profit organisation, donations are used immediately to fund our programmes and outreach. For this reason, <strong>we are generally unable to offer refunds<\/strong> once a donation has been processed.<\/p>\n\n\n\n<p>However, if you believe your donation was made in error, was unauthorised, or the amount was incorrect, please contact us within <strong>7 days of the transaction<\/strong> at <strong>[your email address]<\/strong>. We will review your request promptly and, where appropriate, arrange a refund.<\/p>\n\n\n\n<p>This policy does not affect your statutory rights.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>10. Intellectual Property<\/strong><\/h2>\n\n\n\n<p>All content provided by <em>JustPenny CIC<\/em>\u2014including text, materials, designs, videos, and logos\u2014is our intellectual property unless otherwise stated.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You may not reproduce, distribute, or exploit our materials without prior written permission.<\/li>\n\n\n\n<li>Use of our materials for personal, educational, or non-commercial purposes is permitted where appropriately credited.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>11. Third-Party Links and Referrals<\/strong><\/h2>\n\n\n\n<p>Our website and services may include links or referrals to third-party organisations (e.g. NHS, domestic violence helplines, housing services).<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>We are not responsible for the content, privacy practices, or services of external sites.<\/li>\n\n\n\n<li>Referrals are made in good faith but do not imply endorsement or guarantee of service availability.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>12. Limitations of Liability<\/strong><\/h2>\n\n\n\n<p>To the fullest extent permitted by UK law:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>We shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.<\/li>\n\n\n\n<li>We are not responsible for the actions or omissions of third parties, including volunteers or partner organisations.<\/li>\n\n\n\n<li>Participation in physical or therapeutic activities is at your own risk.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>13. Changes to Terms<\/strong><\/h2>\n\n\n\n<p>We may update these Terms from time to time to reflect changes in the law or in our operations. When we do, the revised version will be posted on our website with the updated date.<\/p>\n\n\n\n<p>Continued use of our services after such changes indicates your agreement to the revised Terms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>14. Complaints and Feedback<\/strong><\/h2>\n\n\n\n<p>We welcome feedback and take concerns seriously. To submit a complaint, please contact:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Email: justpennyuk(at)gmail,com<\/li>\n\n\n\n<li>Phone: 07854765087<\/li>\n<\/ul>\n\n\n\n<p>We follow a clear complaints policy and aim to respond to all formal complaints within 14 working days.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>15. Governing Law<\/strong><\/h2>\n\n\n\n<p>These Terms are governed by the laws of England and Wales. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts of England and Wales.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>16. Contact<\/strong><\/h2>\n\n\n\n<p>If you have any questions about these Terms, <a href=\"https:\/\/justpenny.org\/index.php\/contact-us\/\">please contact<\/a>:<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/justpenny.org\/index.php\/contact-us\/\">Just Penny CIC<\/a><\/strong><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Effective Date: 28\/07\/2025Company No.: 16627025Registered Office: 173 Withington Road-Whalley Range-Manchester-M168EF Website: www.justpenny.org 1. Introduction Welcome to JustPenny CIC. These Terms and Conditions (&#8220;Terms&#8221;) govern your use of our services, website, and engagement with any of our programmes, initiatives, or communications. By accessing or using any part of our services, you agree to be bound by&hellip; <br \/> <a class=\"read-more\" href=\"https:\/\/justpenny.org\/index.php\/justpenny-cic-terms-and-conditions-of-use\/\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":177,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-175","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>JustPenny CIC \u2013 Terms and Conditions of Use - Just Penny<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/justpenny.org\/index.php\/justpenny-cic-terms-and-conditions-of-use\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"JustPenny CIC \u2013 Terms and Conditions of Use - Just Penny\" \/>\n<meta property=\"og:description\" content=\"Effective Date: 28\/07\/2025Company No.: 16627025Registered Office: 173 Withington Road-Whalley Range-Manchester-M168EF Website: www.justpenny.org 1. 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